Pinnacol Assurance is the preferred workers’ compensation insurance provider for businesses within the state of Colorado. If you are an injured employee or are an employer helping an injured employee, you need the right information to file a workers’ compensation claim and to get it expedited.
What Is a Workers’ Compensation Claim?
When a person sustains an acute injury in the workplace or develops a chronic health condition due to the environment in the workplace, the individual may file a workers’ compensation claim. Workers’ compensation pays medical expenses, reimburses people for lost wages, and even extends benefits to dependents in the case of death.
Each state in the US has different claim parameters in terms of what is covered and for how long. To ensure fair and equitable assignment and distribution of workers’ compensation benefits, insurance companies who protect employers and employees set certain claim guidelines and deadlines. Adherence to these guidelines and deadlines also helps determine if and when personnel are ready to return to work safely and under what conditions are deemed proper for all parties involved.
Guidelines on How to Claim a Pinnacol Assurance Workers’ Compensation Claim
To start a workers’ compensation claim, the injured employee must receive treatment as quickly as possible as well as report the injury or health condition to their employer. Critical injuries should receive emergency room treatment right away before initiating the claim process.
If the injury is not a threat to life or limb, the employer will give the employee a letter which lists the approved health care providers the employee can choose for medical evaluation of the injury or condition. After the person has been treated, the employer reports the claim to a Pinnacol Assurance representative via phone, fax or online.
This rapid injury reporting and claims process has just one point of contact with a fully experienced claims representative. This person handles all aspects of the employee’s claim–from receiving medical documentation to calculation and payment of monetary compensation.
This representative also expedites return to work processes for both the injured person and the employer, thus streamlining the workers’ compensation process from start to official closure of the case. What results is a shorter, less stressful claims experience for all parties, as well as reduced costs for the employer.
Know More About Pinnacol Assurance in Grand Junction, Colorado
At WorkPartners Occupational Health, our healthcare providers offer numerous employee-centered services, including evaluation and treatments of injuries and conditions which may qualify for workers’ compensation benefits. In addition, we are happy to coach you on how to file a claim with Pinnacol Assurance.
To learn more about any aspect of workers’ compensation, call us today at (970) 241-5585. We will be happy to tell you all you need to know!